Parents complain about a lot of things.
Price of diapers. Price of formula. Using formula versus breastmilk. Price of toys. Price of daycare.
And other parents complain about other things.
Medicaid is making our country poor. Homosexual marriage is a crime. Muslims are terrorists.
For the record, I don't believe any of the above things. Muslims are good people (have you read my blog?), homosexual marriage is a modern concept we should appreciate, and by golly, Medicaid is the only way that The Great Potato stays alive.
This last one is what I want to address today. I try to stay out of political issues on my blog, but this one has me fired up.
The hubs and I pay good money for the best PPO health care that our employer offers. It costs about $400 a month. We have a $500 deductible, which we reached within the first month of Potato's birth and subsequent hospitalizations. So, for healthcare alone, in the 19 months he has been on this earth, we have spent $8,600 out of our own pocket for health care.
And we love BCBS. They have taken great care of us. They never question charges, they pretty much pay anything at any doctor.
But, because they are a PPO, we pay very high co-payments.
In the past 19 months, according to our tax documents, we have paid over $15,000 in hospital and doctor co-payments. That's just co-payments. $30 here, $20 there. In 19 months. Don't even get me started on the $4000 in prescriptions as well as the recent bill for home nursing.
But Potato requires more. Potato requires a monthly supply of feeding bags, specialized formula, oxygen, and home nursing care. This is above and beyond the cost of normal baby things: clothes, diapers, wipes, etc.
So here is a breakdown of the cost it takes to keep Potato alive for one year (minus doctors bills):
1 Can of Elecare (formula) = $33
He uses 26 cans a month = $858
For one year = $10296
Medical Supplies (oxygen rental and feeding supplies)
One month rental = $1000
For one year = $12,000
Home Nursing Care = $25/hr
8hrs a day / 4 days a week / one month = $3200
For one year = $38,400
Prevacid & Norvasc & Albuterol Prescriptions Out of Pocket = $60 + $20 + $300
Refill every month = $380 a month
For one year = $4560
So far, for non-hospital related expenses, we would be paying $65,256 a year just for the necessities to keep him alive. Add in hospital expenses, doctor co-pays, and the like, we are looking at a total bill of $100,000 a year just in medical needs (again, not including diapers, onesies, developmental toys, baby food).
Here's the kicker though. As hard as Hubs and I work, our salaries combined do not equal $100K. Which means that just working full time jobs, the both of us, wouldn't bring in enough money to cover the costs of Aidan's care. Meaning, we would have to max out our credit cards, dip into our savings, and the like (been there, done that) to afford it.
Now, before you get your panties in a twist, this is not a "woe is me send me money" post. The Hubs and I are in ok shape financially and can afford usually anything that comes our way! Let me repeat that again.
WE CAN AFFORD IT.
Sure, we seldom go out to dinner/lunch/breakfast, hardly ever by clothes (yay for Mom's hand me downs), and have had 2 Christmases, birthdays, hanukkahs, mothers and fathers day, and anniversaries in a row where we haven't gifted each other (or Potato) anything. And we choose not to do these things because we have to save for the surgeries that cost a couple thou. Or for Potato's schooling. Because that's what it takes to survive.
You know what else it takes to survive?
MEDICAID.
Potato is the fortunate recipient of government assistance. So on top of our expensive PPO, which covers most of his medical things, we also receive Medicaid which covers a majority of the rest (it does not cover his new doctor in Maryland, nor does it cover his medications).
Medicaid gives us the nursing care, which makes it possible for me to work my butt off for a measly wage. Medicaid covers the cost of his therapists, which come every week from the county to get him ready for school. Medicaid covers his dentist bills. Medicaid gives us the peace of mind that we can take care of our son in the best means possible.
For many against government assistance, their argument is that it is a hand out, not a hand up. Well for us, for Potato, Medicaid pays for the tools necessary for us as a family to succeed. It allows us to work and provide for our family while keeping Potato out of a slimy day care that can't attend to his feeding tube needs and gives him probably-fatal childhood illness. It allows us to know that we can keep the medical team of doctors we have assembled to give Potato the best care.
And if that isn't a hand up, I don't know what is.
So, if you are my friend, and you comment on this post or anywhere that Medicaid is an evil program that needs abolished or that you hate paying out of your taxes for it or blah blah blah.....then you are essentially condemning Potato to death. And you are no longer my friend.
Oh, and if you refuse to pay out of your taxes for government care of others that are disabled or need special care, then by all means, pay attention to the donate button at the top of the page. I will make sure your hard-earned income goes to the right place.
For real though, the Paypal donation button at the top of the page goes directly into Potato's 529 savings plan. Should you feel compelled to donate, Potato will use it for schooling when it comes time.